PF Calculator

Free calculate provident fund (pf) contributions and maturity amount. plan your retirement savings with accurate pf calculations.

PF Details

Basic Information

Basic Salary ($)

Dearness Allowance ($)

Current Age (Years)

Retirement Age (Years)

PF Settings

PF Interest Rate (%)

Existing PF Balance ($)

PF Calculation Results

Enter your PF details and click calculate to see results

PF Rules

• 12% of (Basic + DA) contributed by employee
• 12% of (Basic + DA) contributed by employer
• Maximum contribution on $15,000 salary
• Tax-free withdrawal at retirement

Frequently Asked Questions

What is Provident Fund (PF)?

Provident Fund is a retirement savings scheme where both employee and employer contribute 12% of the basic salary plus dearness allowance. It's a long-term investment that provides financial security after retirement.

How is PF contribution calculated?

PF contribution is calculated as 12% of (Basic Salary + Dearness Allowance). Both employee and employer contribute this amount. However, the maximum contribution is calculated on a salary of $15,000 per month.

When can I withdraw from PF?

You can withdraw from PF at retirement (age 58), after 5 years of service for specific purposes like home purchase, medical emergencies, or education. Partial withdrawals are allowed for certain purposes.