Savings Calculator Growth

Calculate how your savings will grow over time with compound interest. Plan for your financial future with regular contributions.

Savings Information

Growth Results

Enter your savings information and click calculate to see results

Compound Interest Formula

  • A = P(1 + r/n)^(nt)
  • A: Final amount
  • P: Principal amount
  • r: Annual interest rate
  • n: Compounding frequency
  • t: Time in years

Frequently Asked Questions

How does compound interest work?

Compound interest is interest calculated on the initial principal and accumulated interest from previous periods, allowing your money to grow exponentially over time.

What's a realistic interest rate for savings?

Savings accounts typically offer 0.5-2%, while high-yield savings accounts and CDs may offer 3-5%. Investment accounts historically average 7-10% annually.

Should I increase my monthly contributions?

Yes, increasing monthly contributions has a significant impact on long-term growth due to compound interest. Even small increases can make a big difference over time.